Characteristics about a real estate agent

With the large number of real estate agents that you can find, it can be hard to know for sure that you are going to find the right agent that is going to have your best interest at heart. You need to make sure that you are looking at the features and characteristics of the real estate agent, to know for sure that you are going to use the right realtor that is recommended by other people. These characteristics are essential to look for before you are hiring a realtor.

Should have local knowledge

The first characteristics that a realtor should have is the fact that they should have a knowledge about the neighborhood. They need to know where to find the best property and in what area you will be able to find schools and other essentials.

Those realtors that don’t have local knowledge will not be able to give you the best possible home choices.

They should be organized

The last thing that you want is to have a realtor that isn’t organized at all. Every time that you are contacting them, they are struggling to find all your information or answers to your questions.

It is essential for all the realtors to be organized. This is because they don’t only have one client. And, to be organized means that they will remember each and every client’s needs.  

They should always be available

We don’t mean that they should be available in the middle of the night, but during working hours. When you need to get hold of them, they need to be available or getting back to you as soon as possible. It can get frustrating to get hold of your realtor, but no matter how many times you are calling, they don’t answer. Especially, when it is really urgent.

You should just remember that there are limits to the amount of times that they should be available. Many clients are calling unnecessary and then they want the realtors to answer all the time.

Honest and hardworking

Many people will say that most realtors aren’t honest. This might be because they have used the wrong real estate agents. There are a large number of realtors that are honest and making sure that you know about all the facts around the home that you are considering purchasing.

You should make sure that you can trust the realtor and that they are hard working. You can lose your home when the agent is always away from work.

There are a couple of characteristics that you need to know about real estate agents, to know for sure that you are going to hire and use the best realtor available. There are some good and trustworthy agents out there, you just need to make sure that you know to find them.

QUESTIONS TO ASK WHEN HIRING A CONTRACTOR FOR HOME REPAIRS

Home repair and maintenance is a continuous task for every homeowner. At one point as a homeowner, you’ll need a contractor to complete repairs in your home before selling it. Hiring the right contractor for your job will determine the timeliness and quality of work done and the financial and emotional stress you will have to deal with. Here are the questions to ask when hiring a contractor for your home. Remember that communication is key and therefore listen for how prospective contractors answer your questions.

  • Check work history

You should call for references and also review their previous work if possible. This will enable you judge their workmanship and be certain that they can meet your needs.

  • Contractor experience

Ensure that the individual to do the job for you has proper training and skills in that field. This will help you avoid surprises when a subcontractor is sent over for the job. Hiring an experienced contractor will result in higher quality work.

  • Minimizing your liability

Ask and verify that the contractor is insured. This will help you avoid being sued incase injuries occur on the job. You need to minimize liability because all repairs usually have potential for personal injury.

  • Certification and affiliations.

Ask and confirm that the company has a valid license to do the work in your state. The license is an assurance that the contractor fulfilled the mandatory requirements and understands the building codes. If the contractor is affiliated with any formal organization, it gives an added assurance that the contractor is committed to quality and accountability.

BENEFITS OF BUYING A HOME WITH CASH

You may find yourself in a situation where buying a home with cash is an option. Buying a home with cash can have several advantages such as lack of mortgage payments and interest rates. It therefore saves various costs and fees, has streamlined closings and immediate equity. If you doubted if buying a home with cash is good or not, here are some of the benefits of buying a home in cash.

  • Easier to win bidding wars

Most Sellers prefer cash buyers because the process gets eased on their side. If you are in a bidding war with another buyer that requires financing, you will have the upper hand. This is because deals that have financial contingencies have high chances of falling through if the loan is not approved.

  • Quick closings

Due to lack delays caused by mortgage approval, the closing process is quick and streamline. The absence of this step also reduces paperwork and makes the transaction time short. This allows to close much faster.

  • Potential for better price

Many sellers are more comfortable with cash buyers and can be willing to negotiate a better price. This especially happens if the seller has a time frame to meet or has the eagerness to sell. This will help you save money on the purchase price as a cash buyer.

  • Savings on interests

Mortgage interests are usually higher than interest from a market or savings account which accumulates over time to be a large amount. You save yourself from such additional costs when you buy a home with cash. You also get instant home equity.

  • Lower closing costs

Elimination of the mortgage expenses reduces the closing costs. Some of the mortgage expenses you avoid when you buy a home with cash include: credit report, land survey, appraisal, underwriting and points fees.

You can evidently agree that buying a home with cash helps save money in different ways. Moreover, you can get added leverage in offer negotiations.